Many people fall victim to injuries or illnesses on the job in a variety
of different professions. Dealing with a workplace accident is never easy.
In some cases, these events can be extremely serious and can adversely
affect an individual’s entire life. At Wais, Vogelstein, Forman
& Offutt, our skilled injury lawyers have represented many people
in Baltimore and elsewhere in Maryland who have been hurt in a job-related
accident, such as construction workers, laborers, factory workers, and
professional drivers. We understand the procedures for pursuing compensation
in these cases and can explore the options that you may have.
Seeking Benefits through the Workers’ Compensation System
When an individual is hurt or becomes sick on the job, he or she can typically
recover benefits through the workers’ compensation system. This
is a no-fault system of insurance in which most employers in the state
are required to participate. You generally do not need to show who was
responsible for your injuries to establish your eligibility for benefits.
Instead, you would need to prove that the harm occurred in the course
of your employment. Workers’ compensation benefits cover many costs
for employees who suffer on-the-job injuries, including medical bills,
hospital stays, diagnostic testing, rehabilitation costs, and wage replacement.
Employees have two years from the date of an injury to file a claim with
the Maryland Workers Compensation Commission. Even if an individual does
not wish to collect compensation above their medical expenses and present
wages, it may be a good idea to file a claim if the harm could potentially
be long-term. This is because workers may be eligible to receive a cash
award of wages for the percentage of permanent injury they sustain, known
as a “permanent partial” award. Physicians assign a rating
for a worker’s incapacity, ranging anywhere from one to 100 percent
based on the nature and extent of the harm. Filing a claim protects a
worker’s right to future reimbursement for medical expenses in relation
to treatment for that workplace injury. For example, a worker who harms
his spine at the age of 24 may be entitled to reimbursement for the rest
of his life.
Job-related accidents are generally covered exclusively by workers’
compensation. However, in some cases, a third party other than the employer
may be at fault for an employee’s injuries. For example, a product
manufacturer may be at least partly responsible for harm caused by a device
that malfunctioned. If this is the case, the injured worker may be able
to file a negligence lawsuit against this third party to seek compensation
beyond what is available through workers’ compensation.
Legal Guidance for Injury Claims in Prince George’s County
Life can change in an instant. If you have been injured on the job in an
automobile accident or another mishap in Prince George’s County, you can consult the
attorneys at Wais, Vogelstein, Forman & Offutt. We can investigate
the details of your case, explain your rights, and determine an appropriate
course of action to seek financial assistance through the workers’
compensation system or from a third party.
To set up a free consultation with a member of our team, do not hesitate to
contact us online or call us at (410) 567-0800.